如何管理你的錢

云南 李建國

主題語境：理財 篇幅：336詞 建議用時：6分鐘

1 Although money cannot buy you happiness, it can bring a sense of security if you manage your money right.Without a handle on money management, you may always feel like your life is one step away from a financial cliff.The following money management tips can help.

2Set up right bank accounts.Right bank accounts are critical to your financial success because trying to manage your finances without right bank accounts is similar to trying to take care of your car without right parts.You'll need to set up checking,savings,and investment accounts.

3Make a plan for your money.Without a plan, it is extremely easy to find yourself short of money because it can make it easier to overspend.If you say yes to too many unnecessary expenses, then you might be disappointed with your savings.In order to combat this,take time to make a budget.

4Set right financial goals.If you are getting serious about your money, then setting goals is one of the most important money management tips you can use! Creating financial goals will help you stay focused and motivated towards where you want to be financial.

5Check your finances every day.You can't make progress without knowing where you stand because you won't know where to start.Take five minutes every day to check your budget.Are you overspending?Are you right on track?It's important to know because then you can make adjustments when necessary.

6Build up knowledge of how to manage your money better.The more you know about personal finances, the better.Seriously, more knowledge of personal finances will never hurt you.You can use any new information you learn to make adjustments to your personal finances.

7Managing your finances does not need to be difficult, but you do need to get started.Small actions along the way can prevent a major financial disaster in the future.

Reading

Check

Complete the following mind map with only one word for each blank.

Language

Study

Ⅰ.Discover useful structures in the text

1.although引導(dǎo)讓步狀語從句

Although money cannot buy you happiness,it can bring a sense of security if you manage your money right.雖然金錢買不來幸福，但如果管理得當(dāng)，它可以給你帶來安全感。

2.“the+比較級,the+比較級”表示“越……，就越……”

The more you know about personal finances, the better.你對個人理財了解得越多越好。

Ⅱ.Text-centered chunks

a sense of……的感覺

set up 創(chuàng)建；建立

be similar to 與……類似

in order to 為了

make progress 取得進(jìn)展

be on track 穩(wěn)步前進(jìn)；做法對頭

make adjustments 做出調(diào)整

主題應(yīng)用·語庫構(gòu)建

Ⅰ.主題詞匯

ready money 現(xiàn)金

seed money 本錢；本金

silly money 多得不可思議的錢

the smart money 行家的投資

table money 招待費

tall money 大筆的財富

trust money 委托金

dark money 加班費

earnest money 定金

fairy money 撿的錢

folding money/paper currency 紙幣

front money 預(yù)付款

glove money 賄賂

good money 辛苦掙來的錢

hot money 短期流動資金

hush money 封嘴錢

push money 提成

bad money 假幣

bank money 銀行票據(jù)

blood money 贖罪金

boot money 額外補償費

call money 活期借款

cheap money 低息貸款

dear money 高利貸

pocket money/pill money 零花錢

hard money 硬性貨幣

daily limit 每日漲（跌）停板

date of delivery 交貨日

delivery date 交貨日期

debt of honour 信用借款

debtor bank 債務(wù)銀行

daily interest 日息

deed 契約

deed tax 契稅

deferred savings 延存儲金

designated currency 指定貨幣

development bank 開發(fā)銀行

domestic deposit 國內(nèi)存款

domestic exchange 國內(nèi)匯兌

down payment 首期付款

income tax 所得稅

information technology 信息技術(shù)

insider trading 內(nèi)幕交易

international finance 國際金融

international market 國際市場

International Monetary Fund 國際貨幣基金組織

International Monetary Market 國際貨幣市場

International Organization for Standardiza

tion 國際標(biāo)準(zhǔn)化組織

IPO 初次公開發(fā)行；上市

investor relation 投資者關(guān)系

note 票據(jù)

discount 折扣

circulate 流通

central bank 中央銀行

credit creation 信用創(chuàng)造

auction 拍賣

dealer 交易商

treasury bill 短期國庫券

tax collection 征稅

money market 貨幣市場

capital market 資本市場

hospital benefit 醫(yī)療福利費

housing allowance 住房津貼

housing distribution 住房分配

housing reform 住房改革

public housing funding system 公共住房資助制度

human relation 人際關(guān)系

human resources 人力資源

human right 人權(quán)

idle facility 閑置的工業(yè)設(shè)備

operation and management 經(jīng)營和管理

Ⅱ.主題美句

1.Wealth does not always bring happiness.財富不總是帶來幸福。

2.Sid's amazing wealth comes from holdings in oil, gas, land and property.錫德的驚人財富來自他在石油、天然氣、地皮和房地產(chǎn)領(lǐng)域持有的股份。

3.Greed is the real poverty; satisfaction is the most real wealth.貪婪是最真實的貧窮；滿足是最真實的財富。

4.I think time is the best wealth of all the wealth.我認(rèn)為時間是所有財富中最美好的財富。

5.A youth without credit accumulation must become a loser.沒有信用積累的青年，非成為失敗者不可。

6.That the discovery of genius is great is the findings which become wealth of ten million people.天才的發(fā)現(xiàn)之所以偉大，正在于這些發(fā)現(xiàn)成了千萬人的財富。

7.Work is indispensable to human's life; labor is the true source of human wealth.工作是人類生活中不可缺少的，勞動是人類財富的真正源泉。

8.We had better have a legitimate entertainment life.Even if there is no wealth, we can also have happiness.我們最好有適當(dāng)?shù)膴蕵飞?，即使沒有財富，我們也能擁有快樂。

9.To measure a noble or base depends on what kind of quality he has,and don't see how much wealth he has.衡量一個人是高貴還是低賤，要看他具有什么樣的品質(zhì)，而不是看他擁有多少財富。

10.Time is very precious for me, and with the view of economics it is a kind ofwealth.時間對我來說是很寶貴的，用經(jīng)濟(jì)學(xué)的眼光看，它是一種財富。

11.Contentment is the wealth of talent; luxury is artificial poverty.知足是天賦的財富，奢侈是人為的貧窮。

12.A good moral character is the real fortune of one's heart,showing the character of good breeding.優(yōu)良的品德是內(nèi)心真正的財富，襯顯這品行的良好教養(yǎng)。

13.Morality is eternal, but wealth changes its owner every day.道德是永存的，而財富每天都在更換主人。

14.People who have time to increase their spiritual wealth are the ones who really enjoy the comfort.有時間增加自己精神財富的人才是真正享受到安逸的人。

15.For humans, gold is not the most important wealth, but nutrition and health are everything.對人類而言，黃金不是最重要的財富，唯營養(yǎng)與健康才是一切的一切。

16.An entrepreneur's most important, and also greatest wealth is good faith.一個創(chuàng)業(yè)者最重要的，也是最大的財富，就是誠信。

Ⅲ.主題寫作

你校英文報將舉辦主題為“How to get money and save it”的征文活動，請你寫一篇英語短文投稿，內(nèi)容包括：

1.你掙錢的途徑；

2.你處理錢的方式。注意：

1.詞數(shù)80左右；

2.可以適當(dāng)增加細(xì)節(jié)，以使行文連貫。

How to get money and save it

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